👉 Minimum Monthly contribution is #5,000 and no maximum

👉 A registered member of the society is entitle to first loan after six month of consistent contributions or after he/she have successfully onboard Ten newly registered member for the cooperative society system and first payment is confirmed.

👉 First loan repayment period is TEN(10) month and subsequent loan repayment is 1½ years(18 months) or more depending on the loan amount and capacity of the member taking loan.

👉 Members are entitled to Emergency Loan below the thrift savings balance without collateral or Surety (Terms & conditions apply)

👉 A registered member is entitle to a referral bonus of #500 on each member registered directly into the system using there referral link or code during application and registration stages.

Note: Referral bonus will only be withdrawable When the amount is up to #5,000 in the wallet and will not be withdrawable For any members until such member(s) has totally fulfilled his/her monthly financial obligations in the society for that month.

👉 Any member taking loan are to produce two registered and admitted members as guarantors and there asset must cover the loan amount.

👉 Second or Subsequent Loan is Times two or three of Assets balance depending on previous loan repayment history or consistency in contribution or numbers of referrals into the society.

👉 Any member on loan or Surety to existing loan cannot withdraw there membership until such loan is totally paid.

👉 Any member that take emergency Loan cannot apply for real or another loan until the emergency Loan is total paid.